In connection with any transaction from the CTSWebWorks.com web site, CTSWebWorks.com may acquire information about you as described on this page, which we handle as stated below.

We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms: Information about your transactions with us, and; Information we receive from a consumer reporting agency.

We do not disclose, nor do we reserve the right to disclose, any nonpublic personal information about our customers, customers or former customers to anyone, except as permitted by law. We may disclose non-public personal information about you, as a consumer, customer or former customer, to non-affiliated third parties as permitted by law.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.